Best banks for consolidating debt
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The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint.
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If the cost of the proposed new arrangement is less than the existing one, it clearly makes sense to consider it.
However, it's also true that young families are particularly vulnerable to debt, which might account for why the 25-44 age band tends to require higher loan amounts.
Interestingly, people who are 75 require the second lowest loan amounts, possibly due to the long-term financial assets that many older people have.
As densely populated inner-city areas, this suggests that indebtedness may skew to an urban demographic.
When consolidating debts, work out how big a loan you will need and check the interest rate, as rates are usually tiered depending on how much you borrow.
According to CACI*, just 5% of people in this age bracket are over-indebted.
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