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06-Jun-2020 05:47

The Financial Ombudsman is the official body for settling disputes between individuals and financial companies.It's a free service that acts as an impartial adjudicator.Recurring payments are often used by payday lenders, porn websites and subscription websites.Until 2009, only the company could cancel them, you couldn't.Yet you now have a right to tell your bank to cancel.We tell you how to do this, and what you can do if the bank doesn't play ball.To help, we've put together a template letter to start you off – download it and fill in the blanks Hopefully, since the regulator has asked banks and credit card companies to be proactive in providing redress, reclaiming these payments should be an easy process.But, if you do get rejected, that's not the end of the story...

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Technically, steps one and two below are interchangeable.Turn detective – check back over a few months to see what repeats.



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